Best Crypto Payment Gateways 2022

Cryptocurrency Merchants - best crypto payment gateways 2022

The internet has changed the way people do business. The demand for cryptocurrencies is rising rapidly as more and more people recognize the potential of this technology. It has become an excellent method for payment and remittance, providing instant transfer of funds in any part of the world, so we will show you the best crypto payment gateways 2022.

However, it is not very easy to use cryptocurrency for payments. Many exchanges offer various payment methods, but most are not available in all countries or regions. In addition, some exchanges provide a limited number of currencies and other issues.

To make things easier for customers who want to use cryptocurrencies for payments, we have compiled a list of some best crypto payment gateways in 2022:

What Is A Crypto Payment Gateway?

A cryptocurrency payment gateway or payment processor is a third-party service that allows your business to accept digital currency payments on your behalf. The way it works is that you’ll use the crypto payment gateway to convert your crypto coins into fiat currency (USD, EUR) so that you can receive payments from customers who want to pay with their credit cards or bank accounts. Crypto Payment Gateway Features:

  • It allows users to accept payments in fiat or altcoins.
  • Users can send payments through their wallet address or an exchange account.
  • The crypto payment gateway can be integrated with an exchange account, so the user doesn’t have to keep track of his cryptocurrency wallet.
  • It helps merchants accept payments from anyone, even if they don’t have a bank account or credit card.

Why Is Crypto Payment Gateway Important?

The importance of cryptocurrency payment gateways is increasing day by day. It has become necessary for all big companies and start-ups to accept cryptocurrency as a payment mode. The main reason behind this is that it helps eliminate the middleman from their business.

Crypto Payment Gateway can be used to process payments from customers and third-party vendors who are using cryptocurrencies for payments. It will help you reduce the transaction cost and increase your customer base.

Crypto Payment Gateway can be used for transactions between buyers and sellers without any involvement from banks or other financial institutions, so you will be able to save lots of money along with time and effort. With crypto payment gateways, merchants can quickly embrace crypto without maintaining wallets or converting digital currencies into fiat currencies. Consequently, merchants can offer crypto payment options more efficiently, and cryptocurrencies are adopted more broadly.

Best Crypto Payment Gateways

Crypto payment gateways are the companies that help you to process crypto transactions. They are essential for the crypto world since they allow you to buy, sell or trade cryptocurrencies in exchange for fiat currencies or other cryptocurrencies. Some of the most popular crypto payment gateways include:


Coinbase is among the most popular bitcoin exchanges worldwide due to its many users. It can provide its users with many unique features when they use it. 

The company is located in the United States, making it one of the most reliable exchanges in an unregulated industry. Payments are accepted through Coinbase’s merchant account. The Coinbase Commerce platform supports both WooCommerce and Shopify – that’s great if you’re already using them.

Many people may find Coinbase helpful because it offers several unique features. Users do not need to create a separate cryptocurrency address for each currency they wish to receive when using the Coinbase Commerce cryptocurrency payment gateway. Consumer payments appear immediately in the merchant’s account because Coinbase handles them automatically. 

Coinbase’s biggest flaw is that it’s custodial. In other words, merchants cannot control their private keys if they store crypto in their accounts. Bitcoin can be converted into fiat currency instantly at Coinbase, with no withdrawal request required from the merchant. Coinbase charges a fee of 1% after the first $1 million worth of transactions. 

Although it is not available internationally, it is still a good option for all businesses. Payments are settled into the merchant’s bank account within two to three days, making it an excellent choice for all types of companies.

Advantages of Coinbase:

  • Low Fees: Coinbase charges a flat 1.5% fee for all transactions, regardless of the amount.
  • Easy to Use: The Coinbase gateway is easy to set up and use and works with all major shopping carts.
  • Instant Settlement: Unlike other payment processors, which can take days to process payments, Coinbase instantly settles payments to your bank account.
  • PCI Compliant: Coinbase is PCI compliant, meaning it meets all security standards that credit card companies require.
  • Multiple Currency Support: Coinbase supports various currencies, making it a good choice for international businesses.
  • Bitcoin Payment Protocol Support: The Coinbase gateway supports the Bitcoin Payment Protocol, which helps improve the security of Bitcoin payments.


In 2011, Atlanta-based Bitpay established a Bitcoin payment gateway. The company has been active in cryptocurrency payments for more than ten years. 

Bitcoin has many pleased customers, such as the American Red Cross, Twitch, and Microsoft. The Wikimedia Foundation is one of these stores that accept Bitcoin. Businesses can invoice using QR codes through BitPay’s crypto payment gateway. Companies can protect themselves against market volatility by locking in exchange rates at the moment of sale. 

You can choose between fiat and cryptocurrencies when you deposit your balance to BitPay each business day. The benefit of this approach is that you can accept a cryptocurrency payment, but you never have to deal with the money unless you wish to receive cryptocurrency payments yourself.

The auto-conversion feature makes direct bank transfers in euros and dollars available for BitPay merchants. Using BitPay’s cryptocurrency payment gateway, merchants can accept payments on tablets and laptops. Funds are stored in a custodial wallet called BitPay Wallet. 

Users can also purchase goods and services from other crypto merchants using their crypto assets through the BitPay API, which has been translated into 40 languages. There are 12 currencies supported by BitPay and 38 countries where direct bank deposits are available. Bitcoin settlements are supported in over 200 countries. You can see a complete list of all currencies here. This makes BitPay an excellent crypto payment processor and an excellent option for accepting cryptocurrency payments.

Advantages of BitPay:

  • Mostly used: BitPay is one of the world’s most popular cryptocurrency payment processors.
  • High security: BitPay offers increased safety and protects merchants from chargebacks.
  • Low fee: BitPay charges very low prices, making it an attractive option for small businesses.
  • Integrate smoothly: BitPay is easy to use and integrates smoothly with most eCommerce platforms.


ChangeNOW launched NOWPayments in 2019 to provide easy-to-use APIs, cryptocurrency payment options, and ready-to-use solutions.

The API for this payment processor is highly user-friendly. Furthermore, it supports over 40 currencies, and the service constantly adds new currencies to help, including the most popular coins, stablecoins, and tokens. Currently, the service accepts EUR, USD, RUB, GBP, TRY, and UAH.

With NOWPayments, everyone can provide a crypto payment gateway on their website, online store, and social media accounts. NOWPayments is not a custodial service, meaning your money is not held. 

Also, unlike the other platforms listed here, NOWPayments does not offer a ‘one-click’ option. NOWPayments accepts over 50 cryptocurrencies.

A fee of 0.5 percent is charged when your monthly Bitcoin sales volume rises, and a fee of 0.5 percent is charged if you settle in a currency other than what you received. For protection against volatility, you can choose a fixed-rate exchange, which increases the base fee to 1%.

Like many other options on this list, the new payments service can be integrated with many eCommerce platforms, such as Shopify, Magento, and WooCommerce.

Advantage of NOWPayment:

  • It’s very convenient: customers don’t need to carry any physical payment, as they can use their mobile devices to pay for goods and services.
  • It’s quick: customers don’t have to wait in line to pay; they can just use the app to do it instantly.
  • It’s secure: customers’ payment information is stored securely on their mobile devices and is not shared with businesses unless the customer authorizes it.


The digital currency platform was founded in 2013 to provide merchant APIs for businesses to accept cryptocurrencies. Singapore is its headquarters, where it operates as a B2-B corporation.

Many developers use GoCoin because of its simple API. GoCoin also has several plugins that allow it to be integrated on various online purchasing sites, such as Shopify. The Shopify transaction fees will still apply if you don’t also enable Shopify Payments.

There is a fixed 1% fee on all transactions, and it pays out in US dollars. It is a viable business alternative because it is available in many countries worldwide. The platform is used by companies such as General Electric, BitFury, Cozy Games, and Tesla Motors. 

Advantages of GoCoin:

  • Only 1% fee: send, receive or transact with anyone in the world at just a fraction of the cost of other platforms.
  • No chargebacks: because GoCoin uses blockchain technology, all transactions are final and cannot be reversed.
  • Secure and private: transactions are secure and confidential, thanks to GoCoin’s use of military-grade encryption technology.
  • Fast and convenient: send or receive payments almost instantly, without waiting for bank approvals.

Binance Pay

The Binance Pay technology enables contactless, borderless, secure, and fast cryptocurrency payments. Binance is one of the largest crypto exchanges in the world. By using Binance Pay, people can shop with crypto or send crypto to family and friends worldwide. 

Additionally, merchants can use Binance Pay as well. The greatest thing about Binance Pay is that users can transfer their cryptocurrency for free. Merchants can be sure that their crypto payments will be safe when using Binance, as it is one of the most reliable services in the crypto industry.

Users and merchants can choose from various payment methods on Binance’s new payment platform. Payments can be made and received in more than 30 currencies, including Bitcoin, Ethereum, BNB, and more. Payments can be made in the order in which users select the currencies. The Binance Pay platform allows users to instantly transfer funds between their Spot wallet and Binance Pay or withdraw them to any bank account they choose.

Binance pay - Best crypto payment gateways 2022

Advantages of Binance Pay:

  • No fees: Binance Pay has no fees than traditional payment processors so you can save money on transactions.
  • Faster processing: Binance Pay processes payments faster than many conventional payment processors so that you can get your money sooner.
  • More merchant options: Binance Pay allows you to accept payments from a broader range of merchants to find the perfect match for your business.
  • Easy to use: Binance Pay is designed to be easy to use, so you can start accepting payments quickly and without hassle.



A new e-payment system called AdvCash was launched in 2014 and is proving to be an efficient, user-friendly solution gaining popularity. The AdvCash multi-currency e-wallet allows you to transfer funds using cryptocurrencies and fiat money. AdvCash is a global payment system that offers instant, secure, and convenient ways to send and receive money.

AdvCash offers several unique features that make it a popular choice for online payments. Perhaps the most notable feature is its Multi-Currency Accounts, which allow users to hold and manage balances in multiple currencies within a single account. It can be beneficial for businesses that operate in multiple countries or that need to accept payments in various currencies.

Another great feature of AdvCash is its support for cryptocurrency payments. Merchants can accept Bitcoin, Ethereum, Litecoin, Bitcoin Cash, Dash, and other major cryptocurrencies as payment for goods and services. AdvCash charges a fee of 0.5% on all transactions.

You can use various payment options with Advanced Cash, including cards, bank transfers, and more. The platform also offers robust account security features as well as merchant tools.  

Advcash merchant - Best crypto payment gateways 2022

Advantages of AdvCash:

  • No limits on withdrawals or deposits: You can withdraw or deposit as much money as you want using AdvCash.
  • Wide range of payment options: You can choose to pay with your debit or credit card, bank account, or even Bitcoin.
  • Fast and easy transactions: Transfers using AdvCash are instant, so you don’t have to wait for your money.
  • Low fees: AdvCash charges some of the lowest prices in the industry.
  • Secure platform: AdvCash uses cutting-edge security measures to keep your money safe.


So what is one of the best crypto payment gateways in 2022?

In our opinion, it does really come down to your preferences and what you need usually we do recommend people to go with Advcash, Binance pay, or Coinbase since those are some of the most established and fastest to-start options.

We expect to see more crypto payment merchants coming up in the next years, and especially in the next bull run, however, we assume the next big players in the game will be regular banks getting into the blockchain space.

Crypto Payment Gateways FAQ’s

What is a payment gateway, and how does it work?

A payment gateway is a service that enables merchants to accept credit card payments online. It’s the middleman between you and the card issuers, allowing you to process credit card payments without setting up your infrastructure.

Why should I use one?

Using a payment gateway allows you to accept multiple types of payments online, which means you can buy cryptocurrency payments and traditional credit cards. That said, some gateways will only support certain types of cryptocurrencies (like Bitcoin or Litecoin), so make sure your chosen platform supports the ones you want to accept before signing up for one.

How do I get a payment gateway?

Payment gateways are offered by exchanges and other websites that accept cryptocurrencies as payment methods. Many companies provide their payment systems, but it’s best to find one that’s reputable and well-established before trying to use it for your website.

How do I use a payment gateway?

For a transaction to be successful, businesses and customers must work together. Payment gateways verify card details and check if a customer can pay you once they place an order.

How do I use a payment gateway?

Once you’ve found the right provider, you’ll need to link it to your site using their API (application programming interface). It allows you to accept customer payments without running any of their code on your site.

How do I choose a good crypto payment gateway?

There are many factors to consider when choosing a crypto payment gateway. The most important ones include:

– The fees they charge;

– The security of their platform;

– The reputation of the company behind it;

– Whether they accept your preferred coin;

Is it safe to use a cryptocurrency payment gateway?

Yes, it is very safe to use a cryptocurrency payment gateway as long as you take care not to lose any coins in the process of transferring them into fiat currency or vice versa (either sending them back out again or depositing them into your bank account). Bitcoin has been around for several years now, so millions of people use it every day without any problems! You can always use your crypto to spend it on of the several crypto payment gateways in 2022.

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