The best cryptocurrency credit card (Spend your crypto)

best cryptocurrency credit cards

Today we do present you with the best cryptocurrency credit card options, the ones with the least requirements, highest cashback, and best security.

Most of them actually are still debit cards to be fully fair (you load them and then can spend the money you loaded prior, like a prepaid card) but they work like a charm!

But we actually already have 1 real credit card, and we do assume many more will follow in being similar.

But besides some tax planning advantages and credit building options there is no big difference in the usage of a crypto debit card or a crypto credit card.

The top providers of crypto cards are major Cryptocurrency exchange platforms, but we do expect many more banks to also directly move into this space.

Most of the featured cards are in cooperation with Visa or Mastercard but there are also some more exotic providers around there.

Contents:

-Binance

-Nexo

-Crypto.com

-Wirex

-Advcash

-Nuri

-FTX

-Edge


An overview of the world of the best cryptocurrency credit card which is currently available.

Binance:

The Binance Visa Crytpo Card is a really flexible and in their ecosystem integrated tool.

Especially for B2C customers so normal trading users, it can be an amazingly easy way to spend your cryptocurrency on some nice real-life products.

However, the disadvantage is they currently only do provide their card in the US + Europe area.

As mentioned earlier this one is also “only” a crypto debit card but with full functionality and a daily spending limit of 870 Euro (you can also use it to withdraw cash on an ATM!

To load your card is super simple, you just deposit cryptocurrency or fiat to your Binance account and then go to the “Finance” tab, where can find the “credit card” tab.

Now you need to transfer your holding from your spot crypto wallet to your card wallet with a simple click on transfer -> now select the amount. You are ready to send your money now, it will automatically be converted in the second once you do a purchase with your crypto card.

Binance is the biggest worldwide cryptocurrency exchange, so you can expect supreme service with their card too!

Join Binance

Nexo:

The only real crypto credit card on the list is the Next Card, usually, in a debit card your assets are really sold (from a software and tax perspective), but with a credit, card spending is like taking a loan (which is tax optimized or even tax-free in most countries)

You do still hold all your assets and can choose at the end of the month how to cover your bill.

Nexo is US-based and sadly at the time of writing does not offer this service internationally yet and is only for people living in the USA, however, they announced plans to roll it out globally.

Crypto.com:

The Crypto.com card is pretty special because you can earn up to 5% cashback on each transaction with the card. But you do need to stake a certain amount of their native token $CRO, to reach the higher tiers (of total 5 tiers)

Some other benefits include A free Netflix membership, a free Spotify membership, a free Prime membership, a 10% Discount on Expedia & Airbnb, Airport lounge access, Private jet Partnerships, and more.

Join Crypto.com

Wirex:

This London-based and 2014-founded EMI/Crypto provider is a strong player in the crypto credit card/crypto debit card game.

Wirex is a digital payment platform with a mission – to make crypto and traditional currencies equal and accessible to everyone.

They are making fintech simple as they said. “Our innovative mobile app and next-gen Wirex card lets people buy, store, exchange, and spend a wide range of conventional and digital currencies quickly and securely, with no hidden fees and zero fuss.”

Advcash:

They offer one of the biggest ranges of physical crypto cards and virtual crypto credit cards/debit cards.

Advcash does work together with several international banks for this, if you want to have a big choice of what to use, we do recommend the Advcash crypto cards.

Advcash does hold its main finance license in Belize.

High spending limits, real-time buying/selling of cryptocurrency, and much much more.

The only downside is that sometimes shipping of the cards can take some time if you do not pay for extra express delivery for your crypto card

As an extra point to trust them, they are an official partner with Binance (especially for FIAT transfers).

Join Advcash

Nuri:

A german-based company, formerly named Bitwala – provides a seamless bank and crypto experience. Directly use your bank funds to buy crypto, or directly sell your crypto and have bank funds available, all in one UI and with one card.

Store your assets and be assured that they are covered to a minimum of 100.000 Euro (Einlagensicherung in Germany)

They lately seem to struggle with the crypto crash and them firing a bigger chunk of their employees and their partnerships with the suspended celsius.

FTX:

Currently in the Waiting List stage, but we expect it to be one of the best products out there with super low fees.

We do recommend joining FTX and signing up on the waiting list to be one of the first to have an FTX crypto card.

So right now there isn’t one available for use, but give it some months with the crypto crash and new regulations we expect them to focus on those topics first.

Join FTX

Edge:

They claim to be the first “Non KYC” credit card provider, with virtual credit cards already available and an open waitlist for the physical version (Only people living in the USA again at the start)

International users however can still use the app for transactions.

So which is the best cryptocurrency credit card?

In our opinion, we do like the Binance visa card the most and the Advcash crypto cards the most.

Easy KYC, Easy to load up your wallet, easy to spend your crypto and easy to withdraw back to FIAT again.

Disclaimer:

The information contained herein is for informational purposes only. Nothing herein shall be construed to be financial, legal, or tax advice. The content of this text is solely the opinions of the writer who is not a licensed financial advisor or registered investment advisor. Trading cryptocurrencies poses a considerable risk of loss.

Any possible Image and word trademarks mentioned are property of their owners, we do not claim any ownership over those and do just use them for educational use – please send a takedown request to info@cryptouserguide.com.

(Underneath Part 107 of the Copyright Act 1976, allowance is made for “truthful use” for functions corresponding to criticism, remark, information reporting, instructing, scholarship, and analysis. Honest use is a use permitted by copyright statute Which may in any other case be infringing.”)

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